General Insurance · advanced
Engineering Insurance
Engineering insurance: Contractors All Risk, Erection All Risk, Contractors Plant and Machinery and Boiler and Pressure Plant covers, what each includes and excludes, and how engineering claims are reported, surveyed and, where disputed, arbitrated.
- 01Contractors All Risk (CAR)Contractors All Risk (CAR) insurance: what it covers on a civil construction project, how its two sections work, how the sum insured is fixed, what the LEG defects clauses do, and what the maintenance period covers.
- 02Erection All Risk (EAR)Erection All Risk (EAR) insurance: what it covers while machinery and steel structures are erected and tested, why testing is the riskiest phase, how the sum insured is built, and where transit and loss of revenue fit.
- 03Contractors Plant & Machinery (CPM)Contractors Plant and Machinery (CPM) insurance: cover for the contractor's own construction equipment, how it differs from CAR, what breakdown cover adds, how the sum insured is set, and conditions that can defeat a claim.
- 04Boiler & Pressure Plant InsuranceBoiler and Pressure Plant insurance: the explosion and collapse cover, what the Boilers Act, 2025 requires of a boiler owner, why insurance is not compulsory under it, what is excluded, and the reasonable-care conditions.
- 05Engineering Insurance ClaimsHow claims under CAR, EAR, CPM and boiler policies are reported, surveyed and settled: the insured's first duties, the surveyor's role, the records that prove a loss, common disputes and how they are resolved.