After you file
In this chapter: E-verification (Aadhaar OTP, EVC, Net Banking) · Refund timelines and the status portal · What to do if a defective-return notice arrives · When and how to file a revised return
Filing is not complete until verification. Within 30 days of submission, e-verify via Aadhaar OTP, Net Banking, or EVC (Electronic Verification Code). Without e-verification, the return is invalid. Refunds for verified returns typically arrive within 15-45 days into your pre-validated bank account. Check status under "View Filed Returns" and "Refund Status" on the portal.
Defective-return notices come under Section 139(9) and arrive via email and the portal. Common causes: wrong ITR form, mismatched TDS, missing schedules, ineligible deductions claimed. You have 15 days (extendable on request) to respond. If you spot an error after filing but before processing, file a revised return under Section 139(5) — you can revise multiple times before the assessment is completed (typically 9 months after AY end). Self-assessment tax due (if return shows balance payable) must be deposited via Challan 280 BEFORE filing — the portal will not accept the return otherwise.
Two scenarios worth knowing: (1) If you missed the original deadline, you can still file a "belated return" under Section 139(4) until 31 December of the AY (e.g., 31 Dec 2025 for AY 2025-26), but you cannot carry forward business or capital losses. (2) An "updated return" under Section 139(8A) lets you correct or file fresh up to 24 months after AY end, with extra tax (25% of tax-and-interest in year 1, 50% in year 2) — useful if you discover unreported income after the regular deadline.